Creating A Bare Bones Budget
When your finances are in crisis mode, it’s time to trim your budget to its bare bones. I believe everyone needs a bare-bones budget because life is so unpredictable. Changes in job status, health, or even marital status can happen quickly, and they often catch us off guard. Creating a bare-bones budget before a crisis…
What Is A Bare Bones Budget?
Has job loss, debt, or unexpected life events wrecked your finances? If so, using a bare-bones budget is a perfect way to get back on your feet. In 2015, my husband and I lost more than half of our income. We were newly-weds, just starting out with our adult jobs and life was good until…
February 2022 Debt Snowball Update – Let’s Adjust Our Strategy
Happy March! I hope it’s off to a good start. We have a few fun things planned this month, but first I want to talk about what happened with our February Debt Snowball. February ended up being a lot busier than I imagined. We celebrated 2 birthdays, our anniversary, and valentines day. To be honest,…
September 2021 Debt Snowball Update
It’s time for another Debt Snowball Update. The budget for September was great! We didn’t go over in any categories, and we weren’t saving for anything out of the norm. We only went on one trip to my parents’ house, so we didn’t spend much money there. Overall, I’m pleased with the way that our…
How To Buy A Home For The First Time
Are you thinking about buying your first home? If so, use these ten steps to buy a home with confidence. Understanding the complete home buying process is key to having a successful home buying experience. Before making an offer, I want to make sure you understand each step for a smooth road to homeownership. So,…
Let’s Take A Look At The September Budget
It’s time to budget for September! Budgeting is one of my favorite things to do. I love the feeling of slowly chipping away at our goals. While I love that feeling, sometimes we have rough months where things don’t go according to plan. In August, we spent more money than we should have and I…
Spend The Day At The Beach With Me
I’m sure I’ve mentioned this here before, but I love going to the beach. It’s something about being outside in the sun and listening to the waves that just makes me feel good! In today’s video, I take you to the beach with me “day in the life” style. My parents came into town, and…
May 2021 Debt Snowball Update
Budget Update May was not a great month for our debt snowball. We were very close to going over our Groceries and Restaurant categories this month due to poor planning, but we made it work with about $1.90 leftover in each of those categories. In May, we had a total of $110 that we didn’t…
March 2021 Personal Finance Q&A
A few weeks ago, I posted on social media and asked what questions you had about personal finance that you would like me to answer. So, let’s jump right in. Want to watch the video version of this post? Check it out here! That’s all the questions that I got. Leave a comment below with…
How To Use Sinking Funds To Reach Your Financial Goals
Do you struggle to pay expenses that happened less frequently throughout the year? If so, it’s time to set up a few sinking funds. Want to watch the video version of this post? Check it out here! You may have heard me talk about sinking funds before because I have quite a few of them….
February 2021 Debt Snowball Update
It’s time for the February 2021 Debt Snowball Update. Let’s talk about how it went! Want to watch the video version of this post? Check it out here! Budget Update February is the month that we spend the most money. My husband and I were both born in February and we got married in February…
5 Easy Side Hustles To Do During A Pandemic
Let’s talk side hustles. Side hustles are so important when you’re on a financial journey. The purpose of a side hustle is to add an additional income stream during your spare time. The more money you make, the faster you’ll reach your financial goals. Let’s jump right in. Want to watch the video version of…