When your finances are in crisis mode, it’s time to trim your budget to its bare bones. I believe everyone needs a bare-bones budget because life is so unpredictable. Changes in job status, health, or even marital status can happen quickly, and they often catch us off guard. Creating a bare-bones budget before a crisis…
Has job loss, debt, or unexpected life events wrecked your finances? If so, using a bare-bones budget is a perfect way to get back on your feet. In 2015, my husband and I lost more than half of our income. We were newly-weds, just starting out with our adult jobs and life was good until…
Happy March! I hope it’s off to a good start. We have a few fun things planned this month, but first I want to talk about what happened with our February Debt Snowball. February ended up being a lot busier than I imagined. We celebrated 2 birthdays, our anniversary, and valentines day. To be honest,…